Do I need Public Liability insurance?

Public liability insurance covers the cost of claims made by members of the public for incidents that may occur in connection with your business activities. Public liability insurance covers the cost of compensation for:

Whilst policies will vary slightly from insurer to insurer, most public liability policies cover you for:

Do I need it?

It is important you consider public liability insurance if:

• you run a business from your home and people visit your home for professional purposes

Public liability insurance covers anyone, aside from employees, with whom you interact in the course of your business operations, people such as:

Please note that public liability insurance does not cover employees, temporary staff, students or people on work placements – this would be covered under your Employers' Liability Policy.

You can buy public liability insurance from us or any other broker, as well as directly from insurers with the cost of your premium usually being based upon:

For more information call us on 01633 213063 or email us using the form below:

Sandham Davies & Jones Ltd

33 Bridge Street, Newport, NP20 4BH

Tel: 01633 213063 Web: www.sdandjones.co.uk

Company Registration Number 4607199, Authorised & Regulated by the FCA, Registration Number 229652