Insurance
Commercial Insurance
Our continued success results from understanding and meeting the needs of small and medium sized enterprises. We tailor cover for all types of business from offices to shops and industrial units to residential flats.
Being independent, we are able to source products from both the Company and Lloyd's markets, ensuring your get the right cover at the right price. We pride ourselves on our quick and flexible service, which includes:-
- Targeted choice of insurance products
- Quick quotations
- Immediate cover with easy payment instalments
- Personal service
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Fire Protection
Sandham Davies & Jones Ltd have been the recommended Insurance Brokers for the British Fire Consortium for over 10 years and have been servicing the insurance needs for the security and fire protection industries for over 20 years. We specialise in arranging difficult to place cover in this industry.
Most of the policies we provide from our panel of insurers are approved for members of the leading trade associations in the security and fire protection industries including NSI, SSAIB, BSIA, IPSA, FETA, BFC, IFEDA, BASA, MLA.
Public and Products (including Inefficacy) Liability
Provides indemnity for legal liability for accidental death and/or bodily injury to third parties or accidental loss or damage to third party property arising out of the companies business. The limit of indemnity chosen applies to each and every claim, unlimited in the period in respect of public liability, but applying in the aggregate in respect of products or pollution.
Standard cover can include:
- Inefficacy (Failure to Perform & Wrongful Advice)
- For Alarm/Extinguisher/Sprinkler & Security Product Supply Companies
Provides cover for a company’s legal liability for the failure of a product to fulfil its intended function.
Cover includes advice/design in connection with products supplied, provided not given purely for a fee where no product is supplied. Where pure advice is given for a fee without the supply of a product, it may be necessary to arrange additional insurance. Indemnity limits are usually the same as provided under Public/Products Liability.
For a quotation Click Here.
We recommend that you right click over the link and select Save Target As in the pop-up menu. Save the file locally, edit and save it and then send it back to us at enquiries@sdandjones.co.uk
Employers Liability
This is a basic requirement of law and provides an indemnity limit of £10m (£5m for War & Terrorism) against legal liability to pay compensation for bodily injury, death, disease or nervous shock sustained by employees of the company arising in the course of employment. Cover includes costs and expenses in defending action.
For a quotation Click Here.
We recommend that you right click over the link and select Save Target As in the pop-up menu. Save the file locally, edit and save it and then send it back to us at enquiries@sdandjones.co.uk.
Professional Indemnity
Provides cover up to the chosen limit of indemnity including damages and costs & expenses, which the company become legally responsible to pay, as a direct result of negligence by the company, in the conduct and carrying out of specified professional activities*. The limit of indemnity is any one occurrence and in the aggregate. The policy excess is as specified in the quotation.
* The definition of specified professional activities is:
The supply or performance by you as a professional of any:
- Design, plan or specification
- Supervision of construction
- Feasibility study
- Technical information calculation
- Surveying
- Undertaken only by or under the direction and direct control of a properly qualified person.
For a quotation Click Here.
We recommend that you right click over the link and select Save Target As in the pop-up menu. Save the file locally, edit and save it and then send it back to us at enquiries@sdandjones.co.uk.
Household Insurance
Your home and its contents are likely to be your most valued assets, so we provide a service which gives you total peace of mind.
Whether we are discussing your needs or providing you with a quote, you will enjoy our standards of friendly and professional service.
Our advisor's will: -
- Discuss your individual requirements in confidence.
- Tailor cover to suit your needs.
- Provide alternative quotations and advise on the most appropriate insurance for you.
- Obtain the best terms and explain the conditions of your insurance.
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Motor Insurance
With access to the whole market, let us take the hassle out of shopping around the competitive quotations. Whether you want Comprehensive, Third Party Fire & Theft, Third Party only or even Laid up cover, we’ll locate a product to suit your requirements.
Private cars, commercial vehicles, taxi’s and motor cycles; cover is available for all at a price that’s right for you.
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Annual Travel
If you take more than one holiday a year, an annual travel policy can save you money and also removes the need to arrange cover each time you travel.
We have negotiated annual travel cover with a leading UK insurer with the following features and benefits: -
Family rate covers unlimited number of children
under 18
- Unlimited number of trips up to 31 days each.
- Up to £3,000 per person cancellation.
- Up to £10m per person for emergency medical costs.
- Up to £25,000 for personal accident.
- Up to £25,000 for legal expenses.
- Cover available up to the age of 74.
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