Fire Protection
 Sandham Davies & Jones Ltd has been the recommended Insurance Broker of the British Fire Consortium for over 10 years and has been servicing the insurance needs of the security and fire protection industries for over 20 years. We specialise in arranging difficult to place cover in this industry.
Most of the policies we provide from our panel of insurers are approved for members of the leading trade associations in the security and fire protection industries including NSI, SSAIB, BAFE, FETA, BFC, IFEDA, BASA, MLA.
For 2011 Sandham Davies & Jones Ltd has to 7 separate schemes that include efficacy cover.
Public and Products (including efficacy) Liability
This provides indemnity for legal liability for accidental death and/or bodily injury to third parties or accidental loss or damage to third party property caused in the conduct of a company's business. The limit of indemnity chosen applies to each and every claim, unlimited in the period in respect of public liability, but applying in the aggregate in respect of products or pollution. The limits are £ 1, £ 2, or £ 5 Million. Indemnity greater than £ 5 Million can be bought by adding an excess layer.
For Alarm/Extinguisher/Sprinkler & Security Product Supply Companies it is vital their policies include:
- Efficacy (Failure to Perform & Wrongful Advice)
The efficacy clause covers a company’s legal liability for the failure of a product to fulfil its intended function. The cover extends to include advice/design in connection with products handled and supplied.
Where pure advice is given for a fee without the supply of a product, it may be necessary to arrange an additional Professional Indemnity insurance. The limits are usually the same as provided under Public/Products Liability.
For a quotation Click Here.
We recommend that you right click over the link and select Save Target As in the pop-up menu. Save the file locally, edit and save it and then send it back to us at enquiries@sdandjones.co.ukEmployers Liability
This is a basic requirement of law for all firms with employees and provides an indemnity limit of £10m (£5m for War & Terrorism) against legal liability to pay compensation for bodily injury, death, disease or nervous shock sustained by employees of the company arising in the course of employment. Cover includes costs and expenses in defending action.
For a quotation Click Here.
We recommend that you right click over the link and select Save Target As in the pop-up menu. Save the file locally, edit and save it and then send it back to us at enquiries@sdandjones.co.uk.
Professional Indemnity
Provides cover up to the chosen limit of indemnity including damages and costs & expenses, which the company become legally responsible to pay, as a direct result of negligence by the company, in the conduct and carrying out of specified professional activities*. The limit of indemnity is any one occurrence and in the aggregate. The policy excess is as specified in the quotation.
 * The definition of specified professional activities is:
The supply or performance by you as a professional of any:
- Design, plan or specification
- Supervision of construction
- Feasibility study
- Technical information calculation
- Surveying
- Undertaken only by or under the direction and direct control of a properly qualified person.
For a quotation Click Here.
We recommend that you right click over the link and select Save Target As in the pop-up menu. Save the file locally, edit and save it and then send it back to us at enquiries@sdandjones.co.uk.
|
